Obamacare explained for musicians (and everyone else)

[robcat2075]

I know we have a number of self-employed freelance artists here and people with "day jobs" that have inadequate or over-expensive health insurance. The ACA should be a dramatic improvement in that situation.

 

Forget the hysteria you've seen on cable TV, here is a low-drama explanation of what to expect and what to do.

 

The Uninsured Musician’s Guide to The Affordable Care Act

 

 

If you want coverage to start on Jan 1 you need to get enrolled by Dec 15.

 

The actual Healthcare.gov website that handles enrollment on the internet seems to be a work-in-progress still. I'd say wait a couple weeks on it. People do report that enrolling by phone or paper form is working well, however.

 

In the meantime...For a quick preview of what the premium cost and possible subsidy will be for you, the Kaiser Family Foundation has this estimate calculator.